Our Story

Paul Renfroe – My Story of Daily Death and Daily Life

Four events have dominated my life. With that backbone, the story tells itself. 

•  My birth with a heart defect

•  My salvation in the Grand Canyon

•  My marriage to Diane Davis of Lookout Mountain, TN

•  My move for ministry training to Santa Rosa Beach, FL

Since my birth before heart surgeries were possible, seven separate life-threatening health crises have occurred, each healed in its turn. I’ve learned this: doctors can fix you, but only Jesus can heal you. So now I snow ski, backpack, and vigorously do anything I want to do.

The benefit of this frequent reminder of my death is a freedom to live without fear. Seem like a paradox? Keep reading.

It was on a 1974 backpacking trip through Mexico and the American West that God opened my soul like a sardine can. When I backpacked into the Grand Canyon surrounded by the majestic sunset tints, I was ready to be saved. Of course like anyone, I didn’t want to go to hell when I died! But I was attracted to the most effective way to live, and ever since then, my personal thirst has been to enjoy Jesus Christ and be more like Him.

Living as a Christian is a daily death to our self-will, a constant birthing into His will. I was well-equipped to live with daily death, and living for such a glorious Person made it fruitful.

Diane and I dated only 7 weeks in 1979, and were engaged only 4 months. 42 faithful years in love has proven us. We raised two adopted sons, now in their 20s, and now help with our grandson who’s 6. We have worked together for years in a self-employed format, providing financial services and ministry. Diane is a retired educator who taught every grade from kindergarten through to college sophomore. Her specialties were literature and the classical languages of Latin and Greek. She is now near completion of her first book, The Bible: The Life of a Book.

Fast forward over the decades to September 9, 2011. Skip over the packed days of work, childrearing, home life, civic service and ministry services. That September night I had a dream clearly indicating that God wanted my wife and me in Santa Rosa Beach FL to enroll in the Ministry Training College of Christian International. He not only gave us the leadership, He also gave us the obedience— and on the strength of the dream and other confirmations, we left everything and moved here.

Now I have 26 years serving people who want their savings to be guaranteed from all risk of loss, 43 years in active Christian leadership (both paid and volunteer), and 10 years of most joyous Christian maturing. Through it all, I can affirm what Apostle Paul said about the Christian life in 2 Corinthians 4:18.

We die every day, that the life of Jesus may be revealed in our mortal bodies.

My story isn’t finished. Although the date of my death will come for certain, just like yours will, I am accountable for fruitfulness. Until then, I intend to live fruitfully until I die!

4th Generation Rocketeer! Paul Renfroe & grandson – NOT a SpaceX landing!

Paul Braves the Continental Divide! Nothing like a cold sunny day on 2 skis!

Keeping your money safe isn’t only about picking a safe institution. Have you looked at the ways you can lose all that you have worked for? It’s not just the institution; it’s their low interest, which causes your dollar bills to shrink as everyday expenses increase. What’s more, the confusing complexity of modern financial business can overtax your level of interest or capability even down to the endless phone menus and illegible correspondence. Or this one: what happens if you can’t personally conduct your business for reasons of health or death? Sometimes there are untrustworthy relatives, and worst of all, untrustworthy politicians voting for legal plunder. So there are many risks.

If you don’t want to lose money on one of your accounts, you need Emerald Coast Financial Accounts LLC. Paul & Diane can help you obtain the same or greater safety – and much, much higher interest growth. All accounts offered are insured to at least $250,000 by government-mandated agencies familiar to everyone – without limiting you to peanuts for interest.

Also included are estate documents such as wills and powers of attorney that extend your control over your funds into any situation of the future.

"When I had to activate my power of attorney, I was hitting brick wall after brick wall with my parents’ investment companies. Months went by—weekly phone calls with no results. My frustration level skyrocketed. Then I met Paul. Hesitant at first, I then handed over boxes and boxes of documents. IN a few short days he had organized everything—EVERYTHING—on one spreadsheet. He knew exactly what to ask the companies for and pushed them to stop stonewalling me. I immediately had a HUGE sense of relief. I highly recommend working with Paul."

Julie Doty

EmeraldCoastAccounts.com Review

People who want more of the unseen resources in their life, who want less darkness and more light, who are willing to chance a venture into some unfamiliar territories – where can you go? Most ministry places create norms to adhere to.

Paul & Diane are approachable, personable, and most importantly meek so that no one is afraid to give it a shot with them. They’ve been married four decades and are very comfortable in their own skin – and want you to be as well. 

They are long noted for their perceptive abilities and their impact on people seeking a deeper spiritual life. Ordained by Christian International, they have written numerous books to help people see higher. They also provide conference speaking, pulpit fill, prophetic ministry, deliverance and healing. The unifying theme is their lifelong pursuit of intimacy with Jesus Christ. They are both highly educated with advanced degrees but their favorite “advanced degree” is their daily learning from both the depths and shallows of God’s Word. 

All your life, you’ve been getting here–but now that you are here, it’s time to be here. This is one of the hardest challenges for business owners and wealth-builders because you can’t just turn off the drive and skills that got you here. Do you want to be more of an influencer than a doer? You may need advice and guidance so that the crises which so often interrupted life’s pleasures don’t nag you in the present. As we age, those very things we excelled in overcoming now threaten our ability to enjoy our fruitful achievements. 

Paul Renfroe is a nationwide consultant who advises you through the transition of getting where you wanted to go, to being where you want to stay. 

Mortgages through Lotus Lending Group are just one of my services as owner of Emerald Coast Financial Accounts LLC. My financial perspective and advice to you are born out of my 26 years serving savers in seven states.

People say they appreciate my persistent thoroughness, my commitment to communicate with integrity, and my Christian walk. But how does all this pertain to getting the lowest rate? the best loan? With me, you are much less likely to have disappointments or feel abused! You will get the loan we started out with, and the home that delights you.

Reviews

"Paul has been such an inspiration to me personally, spiritually and financially. I felt such a sense of well-being after meeting with him. Paul has renewed my faith and trust."

Emily Runkle

PaulRenfroe.com Review

"In Paul, I finally found someone I could trust to help me, someone to help me navigate my way though my challenges. I was thrilled over his very sound suggestions. He helped me every step of the way. I couldn’t have done this without Paul."

Julie Doty

PaulRenfroe.com Review

"I had lost quite a bit over the years with bad financial decision. Paul answered all my questions; he spent hours with us, always with patience and understanding. Never did he pressure us or back away from questions—always honest. AND my investment is certainly growing in a positive way!"

Emily Runkle

EmeraldCoastAccounts.com Review

"When I had to activate my power of attorney, I was hitting brick wall after brick wall with my parents’ investment companies. Months went by—weekly phone calls with no results. My frustration level skyrocketed. Then I met Paul. Hesitant at first, I then handed over boxes and boxes of documents. IN a few short days he had organized everything—EVERYTHING—on one spreadsheet. He knew exactly what to ask the companies for and pushed them to stop stonewalling me. I immediately had a HUGE sense of relief. I highly recommend working with Paul."

Julie Doty

EmeraldCoastAccounts.com Review

Contact Us!

If you find your own desires in line with the wisdom we have been given, simply use the form below to start some conversation with us. That’s all you need do, to get the ball rolling.

Paul Renfroe