Our Story

Paul Renfroe – My Story of Daily Death and Daily Life

Four events have dominated my life. With that backbone, the story tells itself. 

•  My birth with a heart defect

•  My salvation in the Grand Canyon

•  My marriage to Diane Davis of Lookout Mountain, TN

•  My move for ministry training to Santa Rosa Beach, FL

Since my birth before heart surgeries were possible, seven separate life-threatening health crises have occurred, each healed in its turn. I’ve learned this: doctors can fix you, but only Jesus can heal you. So now I snow ski, backpack, and vigorously do anything I want to do.

The benefit of this frequent reminder of my death is a freedom to live without fear. Seem like a paradox? Keep reading.

It was on a 1974 backpacking trip through Mexico and the American West that God opened my soul like a sardine can. When I backpacked into the Grand Canyon surrounded by the majestic sunset tints, I was ready to be saved. Of course like anyone, I didn’t want to go to hell when I died! But I was attracted to the most effective way to live, and ever since then, my personal thirst has been to enjoy Jesus Christ and be more like Him.

Living as a Christian is a daily death to our self-will, a constant birthing into His will. I was well-equipped to live with daily death, and living for such a glorious Person made it fruitful.

Diane and I dated only 7 weeks in 1979, and were engaged only 4 months. 43 faithful years in love has proven us. We raised two adopted sons, now in their 20s, and now help with our grandson who’s 8. We have worked together for years in a self-employed format, providing estate docs, financial services and ministry. Diane is a retired educator who taught every grade from kindergarten through to college sophomore. Her specialties were literature and the classical languages of Latin and Greek. She is now near completion of her first book, The Bible: The Real Life of a Book.

Fast forward over the decades to September 9, 2011. Skip over the packed days of work, childrearing, home life, civic service and ministry services. That September night I had a dream clearly indicating that God wanted my wife and me in Santa Rosa Beach FL to enroll in the Ministry Training College of Christian International. He not only gave us the leadership, He also gave us the obedience. On the strength of the dream and other confirmations, we packed up everything and moved as He instructed.

Now I have 28 years serving people who want peace of mind about their assets and income, 43 years in active Christian leadership (both paid and volunteer), and 48 years of joyous Christian maturing. Through it all, I can affirm what Apostle Paul said about the Christian life in 2 Corinthians 4:18.

We die every day, that the life of Jesus may be revealed in our mortal bodies.

My story isn’t finished. The date of my death will come for certain, just like yours will–and like you, I am accountable for fruitfulness. Let’s live until we die!

4th Generation Rocketeer! Paul Renfroe & grandson – NOT a SpaceX landing!

Paul Braves the Continental Divide! Nothing like a cold sunny day on 2 skis!

 Paul and Diane Renfroe founded Emerald Coast Financial Accounts in 2015 and built up a significant clientele of likeminded people. Beginning January 1, 2023, Brent Kalb will succeed Paul and Diane in ownership and operation of the business—with their watchful support, of course. 

Preventing loss isn’t only about picking a safe institution. There are many ways to lose all that you have worked for. You don’t have to be a reckless speculator to get caught flat-footed and watch your values go down, down down. 

Most risks to your happiness are hidden—until it’s too late, that is. That’s why you want a good planner from Emerald Coast Financial Accounts. You can easily procrastinate—and suffer for it. Inflation is serious but silent; your assets quietly shrink in value when everyday expenses increase. The confusing complexity of modern life can overtax your interest and exceed your capability.

What happens if you can’t personally conduct your business for reasons of health or death? Untrustworthy relatives and advisors reveal their true colors when you can least resist it. Don’t forget government rules you didn’t know about. 

So there are risks that Emerald Coast Financial Accounts helps control. One of us can help you obtain greater safety—and much higher interest growth. All accounts offered are insured to at least $250,000 by government-mandated agencies familiar to everyone – without limiting you to peanuts for interest.

We also provide clients with a complete set of estate documents at a discounted price. Wills, trusts, advance directives, living wills and powers of attorney all extend your control over your own assets.

"When I had to activate my power of attorney, I was hitting brick wall after brick wall with my parents’ investment companies. Months went by—weekly phone calls with no results. My frustration level skyrocketed. Then I met Paul. Hesitant at first, I then handed over boxes and boxes of documents. IN a few short days he had organized everything—EVERYTHING—on one spreadsheet. He knew exactly what to ask the companies for and pushed them to stop stonewalling me. I immediately had a HUGE sense of relief. I highly recommend working with Paul."

Julie Doty

EmeraldCoastAccounts.com Review

People who want more of the unseen resources in their life, who want less darkness and more light, who are willing to chance a venture into some unfamiliar territories – where can you go? 

Paul & Diane are approachable, personable, and most importantly meek so that no one is afraid to give it a shot with them. They’ve been married four decades and are very comfortable in their own skin – and want you to be as well. 

They are long noted for their perceptive abilities and their impact on people seeking a deeper spiritual life. Ordained by Christian International, they have written numerous books to help people see higher. They also provide conference speaking, pulpit fill, prophetic ministry, deliverance and healing. The unifying theme is their lifelong pursuit of intimacy with Jesus Christ. They are both highly educated with advanced degrees but their favorite “advanced degree” is their daily learning from both the depths and shallows of God’s Word. 

Hey—psst—want some peace of mind? Ten-to-one, your will is out of date and you have no advance directive for your hospital visits. Am I right? Fix it quick and easy at EstateDocsPro.com for a ten-day FREE TRIAL. You’ll feel that peace of mind flooding right into you.

Are you procrastinating the update of your will and powers of attorney? What will happen if you suddenly can’t speak for yourself? Do you want the state to control your care and divvy up your possessions? Do you want your name in the local Probate Court notices to creditors? You can fix this easily by going to EstateDocsPro.com for a ten-day FREE TRIAL. Get started, and you’ll never pay again.

Have your relationships changed since you set up your powers of attorney, your will, or your trust? Have you stated today’s intentions and desires—or are they all yesterday’s? outdated? problematic? Visit EstateDocsPro.com for an easy solution, and a ten-day FREE TRIAL. Yes, you can have peace when you know that your intentions and desires are legally communicated to all involved.

Reviews

"Paul has been such an inspiration to me personally, spiritually and financially. I felt such a sense of well-being after meeting with him. Paul has renewed my faith and trust."

Emily Runkle

PaulRenfroe.com Review

"In Paul, I finally found someone I could trust to help me, someone to help me navigate my way though my challenges. I was thrilled over his very sound suggestions. He helped me every step of the way. I couldn’t have done this without Paul."

Julie Doty

PaulRenfroe.com Review

"I had lost quite a bit over the years with bad financial decision. Paul answered all my questions; he spent hours with us, always with patience and understanding. Never did he pressure us or back away from questions—always honest. AND my investment is certainly growing in a positive way!"

Emily Runkle

EmeraldCoastAccounts.com Review

"When I had to activate my power of attorney, I was hitting brick wall after brick wall with my parents’ investment companies. Months went by—weekly phone calls with no results. My frustration level skyrocketed. Then I met Paul. Hesitant at first, I then handed over boxes and boxes of documents. IN a few short days he had organized everything—EVERYTHING—on one spreadsheet. He knew exactly what to ask the companies for and pushed them to stop stonewalling me. I immediately had a HUGE sense of relief. I highly recommend working with Paul."

Julie Doty

EmeraldCoastAccounts.com Review

Contact Us!

If you find your own desires in line with the wisdom we have been given, simply use the form below to start some conversation with us. That’s all you need do, to get the ball rolling.

Paul Renfroe